:root{
  --navy:#072f63;--navy2:#0b4786;--blue:#1674d1;--teal:#08aaa5;--teal2:#12c1b6;--yellow:#f7b800;
  --ink:#17324f;--muted:#607487;--line:#dce7f0;--surface:#f4f9fc;--white:#fff;
  --shadow:0 18px 42px rgba(6,46,99,.12);--shadow-sm:0 10px 24px rgba(6,46,99,.07);--radius:20px;--max:1200px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}a{color:inherit}button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:1000;background:#fff;padding:10px 14px;border-radius:10px}
.topbar{background:var(--navy);color:#fff;font-size:.78rem}.topbar .container{min-height:34px;display:flex;align-items:center;justify-content:space-between;gap:12px}.topbar a{text-decoration:none;font-weight:600}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,231,240,.9);box-shadow:0 3px 18px rgba(6,46,99,.03)}
.header-row{min-height:96px;display:flex;align-items:center;gap:20px}
.brand{display:flex;align-items:center;text-decoration:none;flex:0 0 auto;min-width:0}.brand img{height:78px;width:auto;object-fit:contain}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}.nav a{font-weight:760;font-size:.87rem;text-decoration:none;padding:10px 10px;border-radius:10px;white-space:nowrap;color:#17324f}.nav a:hover,.nav a[aria-current=page]{background:#ebf5ff;color:var(--navy2)}
.menu-btn{display:none;border:0;background:#eaf4ff;color:var(--navy);width:46px;height:46px;border-radius:12px;font-size:1.4rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:13px 18px;font-weight:800;text-decoration:none;cursor:pointer;line-height:1.15;transition:.18s ease}
.btn:hover{transform:translateY(-1px);box-shadow:0 10px 22px rgba(6,46,99,.12)}.btn-primary{background:var(--navy);color:#fff}.btn-teal{background:var(--teal);color:#fff}.btn-yellow{background:var(--yellow);color:#2f2900}.btn-outline{background:#fff;color:var(--navy);border:1px solid #9fb7ce}.header-row>.btn{margin-left:10px;white-space:nowrap}
.hero{position:relative;overflow:hidden;padding:38px 0 42px;background:radial-gradient(circle at 95% 10%,rgba(8,170,165,.16),transparent 28%),linear-gradient(135deg,#fff 0%,#f5fbff 100%)}
.hero-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:40px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;background:#e9f5ff;color:var(--navy2);border-radius:999px;padding:8px 12px;font-size:.78rem;font-weight:850;box-shadow:inset 0 0 0 1px rgba(22,116,209,.08)}
.hero h1,.page-hero h1{color:var(--navy);font-size:clamp(2.45rem,4.7vw,4.35rem);line-height:1.01;letter-spacing:-.05em;margin:16px 0 16px;max-width:12ch}
.lead{font-size:1.07rem;color:var(--muted);max-width:680px}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.form-note{font-size:.8rem;color:var(--muted)}
.hero-proof{display:flex;flex-wrap:wrap;gap:16px;margin-top:18px;font-size:.84rem;color:var(--muted)}.hero-proof span{display:flex;align-items:center;gap:7px;font-weight:600}.hero-proof i{font-style:normal;width:23px;height:23px;border-radius:50%;background:#e8f7f5;color:var(--teal);display:grid;place-items:center;font-weight:900}
.photo-collage{position:relative;display:grid;grid-template-columns:1.32fr .78fr;gap:14px;min-height:500px}.photo-collage img{width:100%;height:100%;object-fit:cover;border-radius:26px;box-shadow:var(--shadow);background:#dfeaf3}.photo-main{grid-row:1/3}.photo-side{height:58%!important;align-self:end}
.float-stat{position:absolute;right:12px;bottom:16px;background:linear-gradient(145deg,var(--navy2),#166fc8);color:#fff;border:5px solid rgba(255,255,255,.88);border-radius:18px;padding:18px 22px;box-shadow:var(--shadow);min-width:220px}.float-stat strong{display:block;font-size:2.1rem;color:#7ef1e9;line-height:1;margin-bottom:4px}
.trustbar{background:#fff;padding:0 0 20px}.trust-grid{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid var(--line);border-radius:18px;background:#f9fcff;box-shadow:var(--shadow-sm);overflow:hidden}.trust{padding:18px 14px;display:flex;align-items:center;gap:10px;font-size:.85rem;font-weight:760;border-right:1px solid var(--line)}.trust:last-child{border-right:0}.trust b{font-size:1.45rem;color:var(--blue)}
section{padding:58px 0}.section-head{text-align:center;max-width:760px;margin:0 auto 30px}.section-head.left{text-align:left;margin-inline:0}.kicker{text-transform:uppercase;letter-spacing:.08em;color:var(--teal);font-weight:850;font-size:.74rem}h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.12;color:var(--navy);letter-spacing:-.03em;margin:9px 0 12px}h3{color:var(--navy);font-size:1.16rem;line-height:1.25}
.section-head p,.card p,.feature p,.panel p,.cert-card p,.article p,.article li{color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:var(--shadow-sm)}.card-media{height:210px;background:#eaf3fa}.card-media img{width:100%;height:100%;object-fit:cover}.card-body{padding:22px}.card-body h3{font-size:1.35rem;margin:0 0 8px}.link{color:var(--blue);font-weight:820;text-decoration:none}.link:hover{text-decoration:underline}
.clients-strip{padding:34px 0 8px}.client-copy{text-align:center;margin-bottom:18px}.logo-grid{display:grid;grid-template-columns:repeat(8,1fr);gap:10px}.logo-card{min-height:78px;background:#fff;border:1px solid var(--line);border-radius:14px;display:flex;align-items:center;justify-content:center;padding:12px;box-shadow:0 4px 14px rgba(6,46,99,.05)}.logo-card.featured{border:2px solid #8db1d6;box-shadow:0 10px 24px rgba(6,46,99,.11)}.logo-card img{max-height:42px;max-width:100%;object-fit:contain}.brand-note{font-size:.72rem;color:var(--muted);text-align:center;margin-top:10px}
.features{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.feature{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 4px 14px rgba(6,46,99,.045)}.icon{width:44px;height:44px;border-radius:14px;background:#eaf4ff;color:var(--blue);display:grid;place-items:center;font-size:1.35rem;font-weight:900}.feature h3{margin:14px 0 8px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}.panel{padding:29px;border-radius:18px;border:1px solid var(--line)}.panel-blue{background:linear-gradient(145deg,#eaf7ff,#f8fdff)}.panel-teal{background:linear-gradient(145deg,#e8fbf8,#f8fffe)}.panel-yellow{background:linear-gradient(145deg,#fff6d3,#fffdf4)}.check{list-style:none;padding:0;margin:17px 0}.check li{position:relative;padding-left:28px;margin:9px 0;color:var(--muted)}.check li:before{content:'✓';position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font-size:.75rem;font-weight:900}
.method-section{background:var(--surface)}.fundae-bar{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:18px;border:1px solid #cfe0ee;background:linear-gradient(90deg,#f6fbff,#edf8ff);border-radius:18px;padding:22px 24px}.fundae-icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:#dff8f4;color:var(--teal);font-size:1.65rem}
.cert-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;max-width:920px;margin:0 auto}.cert-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;text-align:center;box-shadow:var(--shadow-sm)}.cert-card img{height:100px;width:auto;max-width:90%;margin:0 auto 16px;object-fit:contain}.cert-note{text-align:center;font-size:.8rem;color:var(--muted);max-width:900px;margin:17px auto 0}
.proof{background:linear-gradient(135deg,var(--navy),#084b89);color:#fff}.proof h2,.proof h3{color:#fff}.proof-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:34px;align-items:center}.big-stat{padding:28px;border:1px solid rgba(255,255,255,.18);border-radius:20px;background:rgba(255,255,255,.07)}.big-stat strong{display:block;color:var(--yellow);font-size:clamp(3rem,7vw,5.8rem);line-height:.95;letter-spacing:-.06em}.proof .logo-card{background:#fff}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;counter-reset:step}.step{text-align:center;padding:16px}.step:before{counter-increment:step;content:counter(step);width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font-weight:900;margin:0 auto 10px}
.proposal{background:linear-gradient(135deg,#073d79,#0b69b7);color:#fff;border-radius:24px;padding:34px}.proposal h2{color:#fff}.proposal-grid{display:grid;grid-template-columns:1.45fr .55fr;gap:25px}.proposal .form-card{box-shadow:none;border:0;background:transparent;padding:0}.proposal-aside{background:#fff;color:var(--ink);border-radius:18px;padding:22px}.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:var(--shadow-sm)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{display:flex;flex-direction:column;gap:5px}.field.full{grid-column:1/-1}.field label{font-size:.84rem;font-weight:750;color:var(--navy)}input,select,textarea{width:100%;border:1px solid #bfd0df;border-radius:10px;padding:11px 12px;background:#fff;color:var(--ink)}textarea{min-height:115px;resize:vertical}.honeypot{position:absolute;left:-9999px}
.cta-band{background:linear-gradient(90deg,var(--teal),#0b8fc5);color:#fff}.cta-row{display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-row h2{color:#fff;margin:0 0 5px}
.footer{background:#031f43;color:#dbe9f6;padding:48px 0 22px}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:28px}.footer .footer-brand{height:72px;filter:none;background:#fff;border-radius:16px;padding:10px 14px;box-shadow:0 8px 20px rgba(0,0,0,.18);margin-bottom:14px}.footer h3{color:#fff}.footer ul{list-style:none;padding:0}.footer li{margin:6px 0}.footer a{color:#dbe9f6;text-decoration:none}.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:25px;padding-top:16px;display:flex;justify-content:space-between;font-size:.8rem}
.page-hero{padding:42px 0;background:linear-gradient(135deg,#eef8ff,#f9fffe)}.page-grid{display:grid;grid-template-columns:1fr .78fr;gap:34px;align-items:center}.page-visual{height:360px;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#eaf3fa}.page-visual img{width:100%;height:100%;object-fit:cover}.breadcrumbs{font-size:.8rem;color:var(--muted);margin-bottom:12px}.breadcrumbs a{color:var(--blue);text-decoration:none}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:22px}.stat{background:#fff;border:1px solid var(--line);border-radius:13px;padding:14px}.stat strong{display:block;color:var(--teal);font-size:1.25rem}
.content-grid{display:grid;grid-template-columns:1fr 350px;gap:30px;align-items:start}.sticky{position:sticky;top:112px}.faq{display:grid;gap:10px}.faq-item{border:1px solid var(--line);border-radius:12px;overflow:hidden}.faq-item button{width:100%;border:0;background:#fff;text-align:left;padding:16px 18px;display:flex;justify-content:space-between;color:var(--navy);font-weight:800;cursor:pointer}.answer{display:none;padding:0 18px 16px;color:var(--muted)}.faq-item.open .answer{display:block}.notice{background:#fff6d7;border-left:5px solid var(--yellow);padding:16px 18px;border-radius:12px}.article{max-width:820px}.article h2{margin-top:35px}.toc{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:20px}
.cookie{display:none;position:fixed;left:16px;right:16px;bottom:16px;z-index:100;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:15px;padding:18px}.cookie.show{display:block}.cookie-row{display:flex;justify-content:space-between;align-items:center;gap:20px}.mobile-cta{display:none}
@media(max-width:1160px){.nav a{padding:9px 7px;font-size:.82rem}.logo-grid{grid-template-columns:repeat(6,1fr)}.trust-grid{grid-template-columns:repeat(3,1fr)}.trust:nth-child(3){border-right:0}.features{grid-template-columns:repeat(2,1fr)}.brand img{height:72px}}
@media(max-width:920px){body{padding-bottom:70px}.topbar{display:none}.header-row{min-height:82px}.brand img{height:62px}.menu-btn{display:grid;place-items:center;margin-left:auto}.nav{display:none;position:absolute;left:18px;right:18px;top:82px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:10px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{padding:12px}.header-row>.btn{display:none}.hero-grid,.page-grid,.proof-grid,.split,.content-grid,.proposal-grid{grid-template-columns:1fr}.photo-collage{min-height:420px}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust{border-bottom:1px solid var(--line)}.trust:nth-child(2n){border-right:0}.grid3{grid-template-columns:1fr}.logo-grid{grid-template-columns:repeat(4,1fr)}.steps{grid-template-columns:1fr}.cert-grid{grid-template-columns:1fr}.fundae-bar{grid-template-columns:auto 1fr}.fundae-bar .btn{grid-column:1/-1}.footer-grid{grid-template-columns:1fr 1fr}.sticky{position:static}.mobile-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:80;background:#fff;border-top:1px solid var(--line);padding:9px 12px;gap:8px}.mobile-cta .btn{flex:1;padding:11px 8px}.cta-row{flex-direction:column;align-items:flex-start}}
@media(max-width:580px){.container{width:min(var(--max),calc(100% - 24px))}.hero{padding:28px 0 34px}.hero h1,.page-hero h1{font-size:2.28rem;max-width:none}.hero-actions .btn{width:100%}.photo-collage{grid-template-columns:1fr;min-height:auto}.photo-main{height:320px!important;grid-row:auto}.photo-side{height:200px!important}.float-stat{right:7px;bottom:8px;min-width:176px;padding:14px 16px}.trust-grid{grid-template-columns:1fr}.trust{border-right:0}.features,.stats,.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.logo-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.cookie-row{flex-direction:column;align-items:flex-start}.proposal{padding:24px 18px}.brand img{height:58px}.page-visual{height:290px}}